Tag Archives: investment

13/01/2010
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Personal Finance

Anything is better than Losing Money

There are many investment vehicles which promise huge returns. Many actually do have that potential and perform as promised and this can be attributed to many conditions. Some call it luck and some call it strategic decision. Whatever is the reason one can attribute to, the end result is that people are making money from these investment vehicles. I am glad for them that they have done is right and the result is wonderful. I hope that many are in this category but the truth is not so. This category of people who know how to make money with investment vehicles, don’t share much of their secrets. Continue reading →

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28/10/2009
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Personal Finance

Stock Market

The stock market is a place where stocks, bonds, or other securities are bought and sold. When you buy stocks or shares in a company you gain part ownership in that company. In today’s world people buy stocks in order to gain dividends on money that they have invested. Some advantages of buying stocks over bank deposits; money-market funds or bonds are that stocks have a long historical track. Although the disadvantages of buying stocks are that the market fluctuates very often and the stocks are never guaranteed so you may loose all of the money you have invested. Continue reading →

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14/09/2009
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Personal Finance

Buying a house

A house is one of the most vital investments. Some of them argue as it is one of the biggest liability and others claim as it is an asset. According to me, it is just a place to live your life. I don’t consider it as a liability or an asset. Since it is both a liability and as well as an asset. In India, we generally get the house from our forefathers. The house is generally passed on from one generation to the other and we really don’t think much about buying a house to live in. If at all we do then it is only the lower middle class people who are in the pursuit of becoming upper middle class or rich buy a house now to live in.  If you belong to the upper middle class or rich then I am sure you would be having a house by now. That is because your father or his father would have made sure about your needs. Continue reading →

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30/08/2009
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Personal Finance

Houses on Sale

These days I see many advertisements regarding the sale and so called the real estate price correction. Even now, it is not so very cheap as most of us think. I thought that the prices of the apartments are cheap but the truth is, it is not so. Nothing is cheap, everything is costly. A couple of years back when the real estate was in boom, the prices of the apartments were around 25 to 30 Lakhs. A few premium builders had their price which was only for the privileged high class people. It was generally in Crores. The budding builders and the enthusiast in this real estate who wanted their share of pie were giving the flats at reasonable price only. Continue reading →

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26/08/2009
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Stock Market

Mutual Fund Category

There are various Mutual Fund Categories. They can be broadly classified into the following:

  1. Stock funds
  2. Money market funds
  3. Bond funds
  4. Balanced funds
  5. Asset allocation funds Continue reading →
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