Author Archives: Saran

23/04/2009
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Review

Cable Television

I recently paid Rs. 210 to my cable television operator. I am not happy with the quality of the transmission. Most of the channels transmit digital signals and it is supposed to be better than the analog signals and quality of the output must have been better but it is not so at my place. I was not happy with that and I complained the same to my operator and he advised me to change the ten years old television. I was not happy with the suggestion. So I thought of changing the service provider. Continue reading →

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22/04/2009
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Personal Finance

The first step – Financial Planning

April is the first month of the new financial year. It is better we start planning regarding our finances now rather than at the end of the financial year. It is a good sign to move ahead with our finances in a planned way rather than haphazard way.

Financial planning is a process of managing our finances in order to achieve the financial goals. Before you start planning you should have financial goals. It is very important. We should know what the goals are, once that is clear the rest all are easy. Examples for financial goals are buying a property, buying a home, going on a vacation, visiting a relative in a foreign locale and so on. Let the goal be very specific, if the goal is very specific then I am sure the path that leads to it also can be easily figured out. Once the goal is set the planning becomes the next step. Continue reading →

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21/04/2009
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Stock Market

Gold Benchmark Exchange Traded Scheme (Gold BeES)

The investment objective of Gold Benchmark Exchange Traded Scheme (Gold BeES) is to provide returns that, before expenses, closely correspond to the returns provided by domestic price of gold through physical Gold.

However, the performance of Scheme may differ from that of the domestic prices of Gold due to expenses and certain other factors. There can be no assurance or guarantee that the investment objective of Gold BeES will be achieved. Continue reading →

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20/04/2009
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Stock Market

GOLD ETF

I have not provided much information regarding ETF which is Exchange Traded Funds. I will write more about it in the future articles. As you are aware because of the inflation the investments are just eroded. In such a scenario, most of the investment options seem to be very scary. In reality there are very few options to the investor which can ward off the negative impact of the inflation. Continue reading →

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14/04/2009
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Random Thoughts

TATA Sons and their Business

TATA Sons are the biggest business barons in India. But they are not in the list of Forbes billionaires list. I am surprised about this finding of mine. I was looking into the Forbes Billionaires list the other day and the best of business barons were in the list. Most of them made piles of money with their Technology business and rest of them inherited. TATA is the biggest brand and most trusted brand in India. They were into business from a very long time. Continue reading →

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