Mutual Fund Category

There are various Mutual Fund Categories. They can be broadly classified into the following:

  1. Stock funds
  2. Money market funds
  3. Bond funds
  4. Balanced funds
  5. Asset allocation funds Continue reading
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Lifestyle Inflation

Is this a new term that you are hearing for the first time? If so you need to know what it is all about. Lifestyle Inflation indicates the rise in your lifestyle expenses which you need to consider. As your disposable income increases, you tend to acquire certain expensive tastes and desires. This is also a function of the growth in availability of a number of options. For example, you would have been content to watch movies in an ordinary movie hall a few years ago. However, with the hefty pay hikes you’ve received over the years, you would now have upgraded to multiplexes. In simple terms, it means your ticket cost has jumped from Rs 100 to Rs 250. Continue reading

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Beginner Series: How to Choose a Stock?

I have had this question many a times when I get to invest in the stock market. There are so many companies listed in the stock market and which one should I be picking up? I am sure most of you would have a similar question. How I did go about finding the right stock is just random. I did not know how to value a stock or how to analyze the stock. The very first stock that I picked was just random. I just thought of searching a company with starting letter’ S’ and I wanted that company to be a FMCG one. That is it. No other rules.  🙂 Continue reading

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Stock Market scares you?

If you are afraid of stock market and the complexity that it involves then don’t get into it before you learn about those complexities. Keep your investments as simple as possible. If you don’t understand something in the stock market then make a conscious effort to learn and play the game. It is very simple game; there are many terminologies that the stock market world presents you. You need not be scared of it, when I can invest and make money I think anyone can. This is what I have learnt in years after I started investing in the year 2006, it is been three years now and I have made decent profit. (Agreed that, I have had my downfall but overall it was a good 3 years.) Continue reading

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Markets are choppy

Last 5 days markets seem to be either very positive or negative. It was just a roller coaster ride. The markets went up and up on one day and next day it went down. I wonder what is going on with the investor’s sentiment. Aren’t they happy with the current scenario or not? What is it that is bothering the investors? I read couple of articles last week about the economy and most of the financial experts think that the economy is on the way to recovery although they have the usual disclaimer stating that it is just author’s views and the site does not hold any responsibility whatsoever. This clearly indicates that nothing is certain. Everyone is predicting and hoping that things go fine. Continue reading

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